Are you ready to own a home?
Homeownership has many benefits. But buying your first home can be a challenging process, especially if you’re the first in your family to become a homeowner. So we created this website to walk you through buying and owning a home, so you can know what it takes to call yourself a homeowner.
Why own a home
Benefits of Homeownership
There are many benefits to homeownership. Owning your own home builds wealth and is often less expensive than renting. We often hear that homeownership is the American Dream, but we also know that this has not always been the case for everyone. Understanding the process and working with the right people is an important part of making the system work for us. Let’s explore the many advantages of being a homeowner.
A Road Map
What is the process for buying a home?
Are you ready to buy a home?
See if you’re in a position to buy a home.
How much can you afford?
Start by figuring out how much you can afford to spend on a home.
Help buying a home
Then explore non-profit homeownership advisory services and downpayment assistance programs.
Find a Lender and Agent
Next, find a real estate agent and mortgage lender.
Now you’re ready to shop for a home.
Help is out there
You May be Eligible for Down Payment Assistance
From grants to low-cost or deferred home loans, there are more than 2,000 down payment assistance programs for homebuyers in the U.S. Learn more about financial assistance for homebuyers.
There are more than 2,000 down payment assistance programs in the country.
As little as
Some mortgages require no down payment, while others require as little as 3 percent.
Invest In Your Future